For CPAs · Bookkeepers · ProAdvisors
Stop typing client bank statements into QuickBooks.
Drop a PDF, get a .qbo file that imports directly into QuickBooks Online or Desktop. 30 US banks supported. Your client's PDF, transactions, and account numbers are processed in memory and never stored. Full security wording →
StatementToExcel achieves 99.9% transaction extraction accuracy across supported US bank statement formats, verified against known statement layouts.
3 free conversions · no credit card · zero data retention
Drop your PDF bank statement here
or click to browse · PDF files only
Your file is processed in memory and never stored. Learn more
What is a .qbo file?
A .qbo file is the QuickBooks Web Connect format Intuit uses to import bank transactions. It's an OFX 1.x SGML payload with an INTU.BID that tells QuickBooks which bank the data came from.
For QuickBooks Online: Banking → Link account → Upload from file → choose your .qbo → match the QBO account → review and accept.
For QuickBooks Desktop: File → Utilities → Import → Web Connect Files → choose your .qbo → review and accept.
Built for the way bookkeepers actually work
Multi-client
Process 30+ statements a month without breaking flow
Different client, different bank, different month — same workflow. Drop the PDF, download the .qbo, import. Move on.
Client confidentiality
Transaction data never lives on our servers
Your client's PDF and the generated .qbo are processed in memory and discarded once the file is returned. We log only a metadata row per export — your account, the bank, transaction count, and timestamp — for billing and rate-limiting. No transactions, no account numbers, no PDF content. Read the precise wording.
QBO + Desktop + ProAdvisor
One file format, every QuickBooks workflow
The same .qbo imports into QuickBooks Online and QuickBooks Desktop. ProAdvisors managing both don't need two tools.
The math is embarrassing
Most bookkeepers spend ~30 minutes manually keying a single bank statement into QuickBooks. At a $75/hr billable rate, that's the cost of one statement.
Math assumes 30 min/statement at $75/hr — your actual rate is probably higher. Pro plan at $30/mo handles ~120 statements/month for firms managing multiple clients.
Supported banks
30 US banks and credit unions, all wired to the correct INTU.BID for QuickBooks. Don't see your client's bank? Email hello@statementtoexcel.io with a redacted sample.
Also do the books for restaurant clients?
Square and Toast settlements need more than a statement import — they need a daily journal entry for sales, tax, tips, and fees. That's what STE Sync for Restaurants does.
See STE Sync for Restaurants →Frequently asked questions
Can I process bank statements for multiple clients in one workflow?
Yes. Upload one PDF at a time per client and download a separate .qbo per client account. We don't co-mingle data between sessions — each conversion runs in its own isolated request and the file is gone from memory once you've downloaded it.
Does this work with QuickBooks Desktop and ProAdvisor workflows too?
Yes. The .qbo we generate is OFX 1.x SGML Web Connect — the same format QuickBooks Desktop accepts via File → Utilities → Import → Web Connect Files, and that QuickBooks Online accepts via Banking → Upload from file. ProAdvisors using either version can use the same file.
How does this hold up under audit?
Every export logs the bank, transaction count, and timestamp on your Dashboard — but not the transaction data itself. For audit trails you keep the source PDF and the generated .qbo; we keep neither. Many CPAs version-control client deliverables in their own document management system; the .qbo is yours to file.
What about client confidentiality?
Client PDFs and the generated .qbo are processed in memory and discarded as soon as the file is returned to your browser — neither is written to disk or to Supabase Storage. Our AI partner (Anthropic Claude) operates with contractual zero retention. We do log metadata for each export — your account, the bank slug, transaction count, and timestamp — for billing and rate-limiting; we do not log transaction-level data, account numbers, or PDF content. The full vendor-questionnaire wording lives at /security.
How many banks do you support?
Currently 30 US banks and credit unions including Chase, Bank of America, Wells Fargo, Citi, Capital One, U.S. Bank, PNC, Truist, Citizens, Navy Federal, American Express, and more. We add banks based on customer request — if your client uses a bank we don't list, send us a sample statement (with PII redacted) and we'll add support.
What if my client's bank rejects the .qbo file?
Rare, but it happens — usually because the bank's INTU.BID has rotated. Email support and we'll regenerate against the updated registry. We track Intuit's fidir.txt and re-verify quarterly, but if you hit a bad row before we do, we'll fix it within 24 hours.
How does pricing work for high-volume bookkeepers?
$15/mo Starter is fine for ~30 statements/month. Pro at $30/mo handles ~120 (4 clients × 30 statements). Business at $50/mo is unlimited within fair-use. At a $75/hr bookkeeper rate, even one statement saved per month pays for the year.
Want the architecture detail before you upload a client file?
Read about our zero-retention design →