Bank Statement Converter
Convert Varo bank statement to Excel, CSV, or QuickBooks (QBO)
Varo became the first consumer fintech to receive a national bank charter in 2020, operating as Varo Bank, N.A. Its PDF account statements reflect the fully chartered bank's format — a standard transaction table with posting dates, description text, signed amounts, and running balances. Varo Advance paycheck advance disbursements and repayments appear as distinct entries in the statement. Savings Vault transfers between spending and savings appear with clear credit and debit labels. StatementToExcel converts Varo Bank PDF statements, extracting every transaction including advance entries into a clean spreadsheet. Varo customers preparing tax returns, applying for credit, or managing personal finances in QuickBooks use the converter for reliable data extraction.
3 free conversions · No credit card needed
Drop your PDF bank statement here
or click to browse · PDF files only
Your file is processed in memory and never stored. Learn more
How to convert your Varo statement — 3 steps
No software to install. Works on Mac, Windows, and any browser.
- 01
Download your Varo PDF statement
Log in to your Varo online banking portal and download the statement for the period you need as a PDF. Most banks keep at least 24 months of history available. If your statement is multi-page, download the full document — StatementToExcel handles any page count.
- 02
Upload the PDF above
Drag and drop your Varo PDF into the upload area, or click to browse. The file is parsed entirely in the cloud and the transaction data is never written to any database. Processing typically completes in under ten seconds even for lengthy statements.
- 03
Download Excel, CSV, or QBO
Choose your output format. Excel (.xlsx) is ideal for analysis and sharing. CSV works with any accounting tool. QBO (.qbo) imports directly into QuickBooks Online and QuickBooks Desktop — preserving dates, descriptions, and amounts so your chart of accounts matches without manual entry.
What columns appear in your Varo Excel file?
Every converted statement outputs four standard columns — the same ones your accountant, bookkeeper, or QuickBooks import expects.
Date
The posting date of each transaction, exactly as it appears on your statement. Year, month, and day — formatted for immediate sorting in Excel.
Description
The full merchant name, ACH narrative, wire reference, or check description. Multi-line descriptions from the PDF are reassembled into a single cell so nothing is lost.
Amount
Positive values for credits (deposits, refunds, interest); negative values for debits (purchases, withdrawals, fees). One column means one sort to find your biggest expenses.
Balance
The running account balance after each transaction, captured directly from the statement. Useful for spotting dips below a threshold or verifying a specific day's position.
Zero data retention — your transactions stay yours
StatementToExcel processes your PDF in an isolated cloud function and streams the result directly to your browser. Your transaction data — dates, amounts, balances, merchant names — is never written to any database or log. The moment your file is converted and downloaded, every trace of it is gone from our servers. We do not store PDFs, extracted rows, or account numbers. You are not creating an account with your bank data; you are using a conversion tool that forgets the work the instant it finishes.
Frequently asked questions — Varo statements
Common questions from Varo customers who convert statements to Excel or QuickBooks.
Convert Statements from Other Banks
StatementToExcel supports 50+ US banks. Choose your bank below to get started.